Patrick Chang, Adelyn Lee, Zac Tay and Joy Hou

Patrick Chang, MBA, BCom, CFB, ChFC, AEPP, ACTA - Retirement Wealth Coach, speaker, trainer, author and senior financial consultant.  

Patrick has been interviewed on local media, including most recently on Money FM89.3. 

He is a strong believer that poverty and other individual's financial problems, can be largely solved through proper financial literacy education.  

Zac Tay,  Estate Planner

Zac has been in the estate planning industry for 3 years and was the rookie of the year for 2016.  He has dedicated his service to more than 100 clients, who are mostly high net worth clients, to help them structure their assets to take care of their loved ones in the event of mental incapacity or sudden death.  

Adelyn Lee, Accredited Play Therapist, Pandora Play Therapy

Adelyn is an accredited Play Therapist with Play Therapy International (PTI) and the founder of Pandora Box Play Therapy. Adelyn strongly believes in the power of play not just in the lives of children but also in adults too. Her personal experiential learning from her play therapy training further reinforces her belief in the benefits of play for every individual. Hence, she is passionate to help children and adults to find themselves through play. Adelyn conducts mental health related workshops in schools, corporate and community organisation, emphasizing on stress management and personal well-being with Creative Arts.

Adelyn loves working with children as the “co-helper”, walking together with the child in their journey to wellness. Adelyn believes that such therapeutic play can be equally extended not to children but also to parents. As such, she has been a pioneer to launch a series of creative play workshops aimed at enhancing parent-child bonding in community organizations in Singapore.


Joy Hou,  Registered Psychologist, EmpathyWorks Psychological Wellness 

Joy Hou is a Registered Psychologist and a Full Member of the Singapore Psychological Society. She takes a special interest in the mental and emotional well-being of individuals. Her work experience includes providing counselling services for individuals who seek emotional and psychological support. She has worked in both clinical as well as non-clinical settings, including schools, voluntary welfare organizations and the Institute of Mental Health. In addition, Joy also currently conducts mental health-related talks and workshops in schools, as well as corporate and community organizations.

Joy’s strength as a counsellor and facilitator is in her ability to quickly build rapport with individuals with her warmth and enthusiasm. Her passion in sharing with others is shown in her initial work as an NIE-trained teacher. Today, she shares her knowledge through corporate workshops and workplace health programmes, as well as in her capacity as an adjunct lecturer in The School of Positive Psychology, Arium School of Arts and Sciences, and at the ACC Institute of Human Services.

Patrick Chang, MBA, BCom, CFB, ChFC, AEPP, ACTA - Retirement Wealth Coach, speaker, trainer, author and senior financial consultant.  

Patrick has been interviewed on local media, including most recently on Money FM89.3. 

He is a strong believer that poverty and other individual's financial problems, can be largely solved through proper financial literacy education.  

Zac Tay,  Estate Planner

Zac has been in the estate planning industry for 3 years and was the rookie of the year for 2016.  He has dedicated his service to more than 100 clients, who are mostly high net worth clients, to help them structure their assets to take care of their loved ones in the event of mental incapacity or sudden death.  

Adelyn Lee, Accredited Play Therapist, Pandora Play Therapy

Adelyn is an accredited Play Therapist with Play Therapy International (PTI) and the founder of Pandora Box Play Therapy. Adelyn strongly believes in the power of play not just in the lives of children but also in adults too. Her personal experiential learning from her play therapy training further reinforces her belief in the benefits of play for every individual. Hence, she is passionate to help children and adults to find themselves through play. Adelyn conducts mental health related workshops in schools, corporate and community organisation, emphasizing on stress management and personal well-being with Creative Arts.

Adelyn loves working with children as the “co-helper”, walking together with the child in their journey to wellness. Adelyn believes that such therapeutic play can be equally extended not to children but also to parents. As such, she has been a pioneer to launch a series of creative play workshops aimed at enhancing parent-child bonding in community organizations in Singapore.


Joy Hou,  Registered Psychologist, EmpathyWorks Psychological Wellness 

Joy Hou is a Registered Psychologist and a Full Member of the Singapore Psychological Society. She takes a special interest in the mental and emotional well-being of individuals. Her work experience includes providing counselling services for individuals who seek emotional and psychological support. She has worked in both clinical as well as non-clinical settings, including schools, voluntary welfare organizations and the Institute of Mental Health. In addition, Joy also currently conducts mental health-related talks and workshops in schools, as well as corporate and community organizations.

Joy’s strength as a counsellor and facilitator is in her ability to quickly build rapport with individuals with her warmth and enthusiasm. Her passion in sharing with others is shown in her initial work as an NIE-trained teacher. Today, she shares her knowledge through corporate workshops and workplace health programmes, as well as in her capacity as an adjunct lecturer in The School of Positive Psychology, Arium School of Arts and Sciences, and at the ACC Institute of Human Services.

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